:root {
  --bg:         #EEF2F7;
  --surface:    #FFFFFF;
  --border:     #DDE3EE;
  --navy:       #0A1628;
  --navy-mid:   #1E3A5F;
  --blue:       #0057B8;
  --blue-light: #E8F0FD;
  --text:       #111827;
  --muted:      #6B7280;
  --green:      #16A34A;
  --green-bg:   #DCFCE7;
  --red:        #DC2626;
  --red-bg:     #FEE2E2;
  --amber:      #B45309;
  --amber-bg:   #FEF3C7;
  --radius:     8px;
  --shadow:     0 1px 4px rgba(0,0,0,.08);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

body {
  font-family: 'Inter', system-ui, -apple-system, sans-serif;
  font-size: 14px;
  background: var(--bg);
  color: var(--text);
  line-height: 1.5;
}

/* ── Header ─────────────────────────────────────────── */
header {
  background: var(--navy);
  color: #fff;
  padding: 0 24px;
}
.header-inner {
  max-width: 1400px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 18px 0;
}
.logo { font-size: 22px; font-weight: 800; letter-spacing: -0.5px; color: #fff; text-decoration: none; }
.logo span { color: #60A5FA; }
.header-meta { font-size: 13px; color: #94A3B8; }
.header-meta strong { color: #CBD5E1; }

/* ── Main container ──────────────────────────────────── */
main { max-width: 1400px; margin: 0 auto; padding: 24px 24px 48px; }

/* ── Intro strip ─────────────────────────────────────── */
.intro {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 20px 24px;
  margin-bottom: 28px;
  display: flex;
  align-items: flex-start;
  gap: 20px;
}
.intro-icon { flex-shrink: 0; line-height: 0; }
.intro h1 { font-size: 18px; font-weight: 700; margin-bottom: 4px; }
.intro p  { color: var(--muted); font-size: 13px; max-width: 680px; }

/* ── Section headings ────────────────────────────────── */
.section-heading {
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--muted);
  margin-bottom: 14px;
}

/* ── Top Picks grid ──────────────────────────────────── */
.top-picks {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(210px, 1fr));
  gap: 14px;
  margin-bottom: 32px;
}
.pick-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 18px;
  cursor: pointer;
  overflow: hidden;
  transition: box-shadow .15s, transform .15s;
}
.pick-card:hover { box-shadow: 0 4px 16px rgba(0,0,0,.12); transform: translateY(-2px); }
.pick-card-top { display: flex; justify-content: space-between; align-items: flex-start; gap: 8px; }
.pick-card-top > div:first-child { min-width: 0; }
.pick-ticker   { font-size: 20px; font-weight: 800; color: var(--navy-mid); }
.pick-name     { font-size: 11px; color: var(--muted); margin-top: 3px; line-height: 1.35;
                 overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.pick-category { font-size: 11px; color: var(--blue); background: var(--blue-light);
                 padding: 2px 7px; border-radius: 20px; margin-top: 10px; display: inline-block;
                 max-width: 100%; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.pick-stats    { margin-top: 12px; display: flex; gap: 12px; flex-wrap: wrap; }
.pick-stat label { display: block; font-size: 10px; color: var(--muted); text-transform: uppercase; letter-spacing: .04em; }
.pick-stat span  { font-size: 15px; font-weight: 700; }

/* ── Grade badge ─────────────────────────────────────── */
.grade {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 38px; height: 38px;
  border-radius: 8px;
  font-size: 15px;
  font-weight: 800;
  flex-shrink: 0;
}
.grade-Ap  { background: #DCFCE7; color: #15803D; }
.grade-A   { background: #D1FAE5; color: #059669; }
.grade-Bp  { background: #ECFDF5; color: #10B981; }
.grade-B   { background: #FEF9C3; color: #CA8A04; }
.grade-C   { background: #FEF3C7; color: #B45309; }
.grade-D   { background: #FEE2E2; color: #DC2626; }
.grade-F   { background: #FEE2E2; color: #991B1B; }

/* ── Controls ────────────────────────────────────────── */
.controls {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 14px 20px;
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  align-items: center;
  margin-bottom: 16px;
}
.controls select,
.controls input {
  border: 1px solid var(--border);
  border-radius: 6px;
  padding: 7px 11px;
  font-size: 13px;
  color: var(--text);
  background: var(--bg);
  outline: none;
  transition: border-color .15s;
}
.controls select:focus,
.controls input:focus { border-color: var(--blue); }
.controls input { min-width: 200px; }
.controls label { font-size: 13px; color: var(--muted); }
.controls-spacer { flex: 1; }
.result-count { font-size: 13px; color: var(--muted); }

/* ── View mode toggle ────────────────────────────────── */
.view-toggle {
  display: flex;
  border: 1px solid var(--border);
  border-radius: 6px;
  overflow: hidden;
}
.view-toggle button {
  padding: 7px 16px;
  font-size: 13px;
  font-weight: 600;
  border: none;
  background: var(--bg);
  color: var(--muted);
  cursor: pointer;
  transition: background .15s, color .15s;
}
.view-toggle button.active {
  background: var(--navy);
  color: #fff;
}
.mode-beginner .col-expert { display: none; }

/* ── Table ───────────────────────────────────────────── */
.table-wrap {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow-x: auto;
  overflow-y: auto;
  max-height: calc(100vh - 280px);
  margin-bottom: 32px;
}
table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13px;
}
thead th {
  background: var(--navy);
  color: #CBD5E1;
  font-weight: 600;
  font-size: 12px;
  letter-spacing: .04em;
  text-transform: uppercase;
  padding: 12px 14px;
  text-align: left;
  white-space: nowrap;
  cursor: pointer;
  user-select: none;
  position: sticky;
  top: 0;
  z-index: 2;
}
thead th:hover { background: var(--navy-mid); color: #fff; }
thead th .sort-icon { opacity: .4; margin-left: 4px; }
thead th.sorted .sort-icon { opacity: 1; }

tbody tr { border-bottom: 1px solid var(--border); transition: background .1s; }
tbody tr:last-child { border-bottom: none; }
tbody tr:hover { background: #F8FAFF; }
tbody td { padding: 11px 14px; vertical-align: middle; white-space: nowrap; }

.td-rank    { color: var(--muted); font-size: 12px; font-weight: 600;
              padding-left: 10px; padding-right: 2px; }
.td-grade   { padding-left: 2px; padding-right: 2px; }
.td-ticker  { font-weight: 800; font-size: 14px; color: var(--navy-mid);
              padding-left: 2px; padding-right: 10px; }
.td-ticker a { color: inherit; text-decoration: none; }
.td-ticker a:hover { color: var(--blue); text-decoration: underline; }
.td-name    { max-width: 160px; white-space: nowrap; overflow: hidden;
              text-overflow: ellipsis; color: var(--muted); font-size: 12px;
              padding-left: 2px; }
.td-cat     { font-size: 11px; color: var(--blue); background: var(--blue-light);
              padding: 2px 8px; border-radius: 20px; display: inline-block; }
.td-income  { font-size: 11px; color: var(--green); background: var(--green-bg);
              padding: 2px 8px; border-radius: 20px; display: inline-block; margin-left: 4px; }

.pos  { color: var(--green); font-weight: 600; }
.neg  { color: var(--red);   font-weight: 600; }
.zero { color: var(--muted); }

.risk-tag {
  display: inline-block;
  padding: 2px 8px;
  border-radius: 20px;
  font-size: 11px;
  font-weight: 600;
}
.risk-VeryLow  { background:#DCFCE7; color:#15803D; }
.risk-Low      { background:#D1FAE5; color:#059669; }
.risk-Moderate { background:#FEF9C3; color:#CA8A04; }
.risk-High     { background:#FEE2E2; color:#DC2626; }
.risk-VeryHigh { background:#FEE2E2; color:#991B1B; }
.risk-Unknown  { background:#F1F5F9; color:#64748B; }

/* ── Tooltip ─────────────────────────────────────────── */
.tip {
  position: relative;
  display: inline-flex;
  align-items: center;
  gap: 4px;
}
.tip-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 14px; height: 14px;
  border-radius: 50%;
  background: rgba(255,255,255,.2);
  font-size: 9px;
  cursor: help;
  flex-shrink: 0;
}
.tip-box {
  display: none;
  position: absolute;
  top: calc(100% + 6px);
  left: 50%;
  transform: translateX(-50%);
  background: #1E293B;
  color: #E2E8F0;
  font-size: 11px;
  font-weight: 400;
  text-transform: none;
  letter-spacing: 0;
  padding: 8px 12px;
  border-radius: 6px;
  width: 200px;
  line-height: 1.5;
  white-space: normal;
  z-index: 100;
  box-shadow: 0 4px 12px rgba(0,0,0,.3);
  pointer-events: none;
}
.tip:hover .tip-box { display: block; }

/* ── Glossary ────────────────────────────────────────── */
.glossary {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  margin-bottom: 32px;
}
.glossary summary {
  padding: 16px 20px;
  font-weight: 700;
  cursor: pointer;
  list-style: none;
  display: flex;
  align-items: center;
  gap: 8px;
  border-bottom: 1px solid transparent;
}
.glossary[open] summary { border-bottom-color: var(--border); }
.glossary-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 0;
}
.glossary-item {
  padding: 16px 20px;
  border-right: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}
.glossary-item:nth-child(n) { }
.glossary-term { font-weight: 700; margin-bottom: 4px; font-size: 13px; }
.glossary-def  { font-size: 13px; color: var(--muted); line-height: 1.55; }
.glossary-good { color: var(--green); font-size: 11px; font-weight: 600; margin-top: 4px; }

/* ── Footer ──────────────────────────────────────────── */
footer {
  border-top: 1px solid var(--border);
  padding: 20px 24px;
  text-align: center;
  font-size: 12px;
  color: var(--muted);
  max-width: 1400px;
  margin: 0 auto;
}

/* ── Responsive ──────────────────────────────────────── */
@media (max-width: 768px) {
  main, footer { padding-left: 14px; padding-right: 14px; }
  .header-inner { flex-direction: column; align-items: flex-start; gap: 6px; }
  .intro { flex-direction: column; }
  .controls { flex-direction: column; }
  .controls input { min-width: 100%; }
}

/* ── Nav links ───────────────────────────────────────── */
.header-nav { display: flex; gap: 2px; }
.nav-link {
  color: #94A3B8;
  text-decoration: none;
  font-size: 13px;
  font-weight: 600;
  padding: 6px 12px;
  border-radius: 6px;
  transition: color .15s, background .15s;
}
.nav-link:hover { color: #fff; background: rgba(255,255,255,.1); }
.nav-link.active { color: #fff; background: rgba(255,255,255,.15); }

/* ── Tool page tabs ──────────────────────────────────── */
.tool-tabs {
  display: flex;
  border-bottom: 2px solid var(--border);
  margin-bottom: 28px;
}
.tool-tab {
  padding: 12px 20px;
  font-size: 14px;
  font-weight: 600;
  border: none;
  background: transparent;
  color: var(--muted);
  cursor: pointer;
  border-bottom: 2px solid transparent;
  margin-bottom: -2px;
  transition: color .15s, border-color .15s;
}
.tool-tab.active { color: var(--blue); border-bottom-color: var(--blue); }
.tool-tab:hover:not(.active) { color: var(--text); }

/* ── Comparator ──────────────────────────────────────── */
.comp-selects {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-bottom: 24px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 20px;
}
.comp-select-group label {
  display: block;
  font-size: 11px;
  font-weight: 700;
  color: var(--muted);
  text-transform: uppercase;
  letter-spacing: .04em;
  margin-bottom: 6px;
}
.comp-selects select {
  width: 100%;
  padding: 10px 12px;
  border: 1px solid var(--border);
  border-radius: 6px;
  font-size: 13px;
  background: var(--bg);
  color: var(--text);
  outline: none;
}
.comp-selects select:focus { border-color: var(--blue); }
.comp-label { font-weight: 600; color: var(--muted); font-size: 12px; }
.comp-ticker-header { font-size: 20px; font-weight: 800; color: var(--navy-mid); }
#comp-result table th,
#comp-result table td { text-align: center; }
#comp-result table td.comp-label { text-align: left; }

/* ── Fee Calculator ──────────────────────────────────── */
.calc-form {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 20px;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 16px;
  margin-bottom: 24px;
}
.form-group { display: flex; flex-direction: column; gap: 6px; }
.form-group label {
  font-size: 11px;
  font-weight: 700;
  color: var(--muted);
  text-transform: uppercase;
  letter-spacing: .04em;
}
.form-group input,
.form-group select {
  padding: 10px 12px;
  border: 1px solid var(--border);
  border-radius: 6px;
  font-size: 13px;
  background: var(--bg);
  color: var(--text);
  outline: none;
  transition: border-color .15s;
}
.form-group input:focus,
.form-group select:focus { border-color: var(--blue); }
.form-group .er-display {
  padding: 10px 12px;
  border: 1px solid var(--border);
  border-radius: 6px;
  font-size: 13px;
  background: var(--surface);
  color: var(--muted);
}

.fee-summary {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 16px;
  margin-bottom: 24px;
}
.fee-stat {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 16px 20px;
}
.fee-stat label {
  display: block;
  font-size: 11px;
  font-weight: 700;
  color: var(--muted);
  text-transform: uppercase;
  letter-spacing: .04em;
  margin-bottom: 6px;
}
.fee-stat span { font-size: 20px; font-weight: 800; }

.fee-table-wrap {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
}
.fee-table { width: 100%; border-collapse: collapse; font-size: 13px; }
.fee-table thead th {
  background: var(--navy);
  color: #CBD5E1;
  font-weight: 600;
  font-size: 12px;
  letter-spacing: .04em;
  text-transform: uppercase;
  padding: 12px 16px;
  text-align: left;
}
.fee-table tbody td { padding: 10px 16px; border-bottom: 1px solid var(--border); }
.fee-table tbody tr:last-child td { border-bottom: none; }
.fee-table tbody tr:hover { background: #F8FAFF; }

.bar-row {
  display: flex;
  height: 14px;
  border-radius: 4px;
  overflow: hidden;
  background: var(--bg);
  min-width: 80px;
  width: 100%;
}
.bar-fill { height: 100%; background: var(--blue); transition: width .3s; }
.bar-drag { height: 100%; background: #FECACA; transition: width .3s; }

.tool-placeholder {
  text-align: center;
  padding: 60px 24px;
  color: var(--muted);
  font-size: 14px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
}

/* ── Income cards (Dividend Estimator) ───────────────── */
.income-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: 16px;
  margin-bottom: 20px;
}
.income-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 16px 20px;
}
.income-card label {
  display: block;
  font-size: 11px;
  font-weight: 700;
  color: var(--muted);
  text-transform: uppercase;
  letter-spacing: .04em;
  margin-bottom: 6px;
}
.income-val { font-size: 24px; font-weight: 800; color: var(--green); }
.income-sub { font-size: 11px; color: var(--muted); margin-top: 3px; }

/* ── Portfolio builder ───────────────────────────────── */
.portfolio-builder {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 20px;
  margin-bottom: 24px;
}
.portfolio-header {
  display: grid;
  grid-template-columns: 1fr 120px 36px;
  gap: 10px;
  margin-bottom: 8px;
  font-size: 11px;
  font-weight: 700;
  color: var(--muted);
  text-transform: uppercase;
  letter-spacing: .04em;
  padding: 0 2px;
}
.portfolio-row {
  display: grid;
  grid-template-columns: 1fr 120px 36px;
  gap: 10px;
  align-items: center;
  margin-bottom: 8px;
}
.portfolio-row select,
.portfolio-row input[type="number"] {
  width: 100%;
  padding: 9px 12px;
  border: 1px solid var(--border);
  border-radius: 6px;
  font-size: 13px;
  background: var(--bg);
  color: var(--text);
  outline: none;
  transition: border-color .15s;
}
.portfolio-row select:focus,
.portfolio-row input:focus { border-color: var(--blue); }
.prow-pct-wrap { display: flex; align-items: center; gap: 5px; }
.prow-pct-wrap input { min-width: 0; }
.pct-symbol { font-size: 13px; color: var(--muted); flex-shrink: 0; }
.remove-btn {
  width: 36px; height: 36px;
  border: 1px solid var(--border);
  border-radius: 6px;
  background: var(--bg);
  color: var(--muted);
  font-size: 18px;
  line-height: 1;
  cursor: pointer;
  display: flex; align-items: center; justify-content: center;
  transition: background .15s, color .15s, border-color .15s;
  flex-shrink: 0;
}
.remove-btn:hover { background: var(--red-bg); color: var(--red); border-color: #FECACA; }
.add-btn {
  padding: 8px 16px;
  border: 1px solid var(--blue);
  border-radius: 6px;
  background: var(--blue-light);
  color: var(--blue);
  font-size: 13px;
  font-weight: 600;
  cursor: pointer;
  transition: background .15s, color .15s;
}
.add-btn:hover { background: var(--blue); color: #fff; }

@media (max-width: 768px) {
  .comp-selects { grid-template-columns: 1fr; }
  .calc-form { grid-template-columns: 1fr; }
  .fee-table thead th:nth-child(5),
  .fee-table tbody td:nth-child(5) { display: none; }
  .portfolio-header,
  .portfolio-row { grid-template-columns: 1fr 90px 36px; }
  .income-cards { grid-template-columns: 1fr 1fr; }
}