SCHA — Schwab U.S. Small-Cap ETF

SCHA Price Performance — Growth of $10,000

Value of a $10,000 investment in SCHA over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

SCHA Drawdown

The "underwater" chart: SCHA's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

Issued by Schwab ETFs, the Schwab U.S. Small-Cap ETF tracks the US Small Cap category with $21.7 billion in assets under management. It holds a B grade, equating to a score of 66.4 out of 100, and ranks 7th out of 18 peers in its specific category. The fund’s expense ratio of 0.03% is significantly below the category median of 0.15%, while its dividend yield of 1.13% sits slightly under the median of 1.25%. Top holdings represent 11.8% of total assets, with Sandisk Corp/DE serving as the largest single position at 5.3%.

The fund’s price of $32.66 places it at 63.7% of its 52-week range, reflecting a recent one-day gain of 0.15% after a weekly decline of 0.34%. Short-term momentum shows weakness with a one-month drop of 3.94% and a three-month loss of 6.16%, contrasting with a stronger one-year return of 18.06% that exceeds the category median of 17.63%. Year-to-date performance stands at 14.22%, supported by a three-year total return of 70.05%. The ETFValuer grade has remained unchanged at B over the last 35 tracked days, based on three years of available price history.

With a beta of 1.23, the fund exhibits higher sensitivity to market movements than the broader index, accompanied by an annualized volatility of 19.03% labeled as Moderate. This risk profile has resulted in a maximum drawdown of -27.29% and a Sharpe ratio of 0.69, indicating the risk-adjusted return generated relative to its volatility. Liquidity is supported by an average daily volume of 2,963,820 shares, facilitating trading activity. The overall rank of 162 out of 458 tracked ETFs reflects its standing across all categories, distinct from its 7th place category ranking.

AI-generated summary based on the data on this page.

SCHA Top Holdings

Holdings as of 2026-05-31 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 11.8% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how SCHA's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With SCHA

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with SCHA's top 10 — SCHM overlaps most, holding 4 of the same companies as SCHA's top 10 (8.9% of SCHA's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 5.28% (as of 2026-10-07) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 15.08 (as of 2026-10-07) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.75% (as of 2026-09-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

SCHA Liquidity, Domicile & Tax Treatment

Liquidity: Average daily volume is 3.0M/day. Higher volume and a larger fund generally mean lower round-trip trading costs. AUM of $21.7B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: SCHA is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

SCHA Performance History

How SCHA Compares to Other US Small Cap ETFs