VFH — Vanguard Financials Index Fund ETF Shares

VFH Price Performance — Growth of $10,000

Value of a $10,000 investment in VFH over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

VFH Drawdown

The "underwater" chart: VFH's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

The Vanguard Financials Index Fund ETF Shares (VFH) is a Financial category fund issued by Vanguard with $13.8 billion in assets under management. It holds an overall rank of #239 out of 458 tracked ETFs and sits at #3 of 9 within its specific category. The fund carries an ETFValuer grade of C, reflecting a score of 59.5 out of 100. Its expense ratio of 0.09% is significantly lower than the category median of 0.35%. The dividend yield matches the category median at 1.80%, while the top ten holdings comprise 46.1% of assets, with JPMorgan Chase & Co representing the largest single position at 9.2%.

Price history is available for 3.0 years, and the grade has remained unchanged at C over the last 35 tracked days. The fund’s price of $130.88 sits at 53.6% of its 52-week range, which spans from $116.67 to $143.20. Short-term returns show a divergence, with a 1D loss of 0.58% contrasting against a 1W gain of 0.61%. Over the longer term, the 3-year return stands at +72.44%, while the 1-year return of +1.83% trails the category median of +1.96%. Recent momentum includes a 6-month gain of +5.29% following a 3-month decline of -3.44%.

The fund exhibits a beta of 0.82, indicating it moves 82% as much as the broader market. Annualized volatility is recorded at 15.04%, which is labeled as Moderate. A Sharpe ratio of -0.21 suggests that risk-adjusted returns have been negative during the measured period. The maximum drawdown reached -17.30%, highlighting the peak-to-trough decline experienced. Liquidity is supported by an average daily volume of 583,393 shares.

AI-generated summary based on the data on this page.

VFH Top Holdings

Holdings as of 2026-05-31 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 46.1% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how VFH's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With VFH

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with VFH's top 10 — XLF overlaps most, holding 9 of the same companies as VFH's top 10 (42.4% of VFH's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 5.27% (as of 2026-10-06) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 15.01 (as of 2026-10-06) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.75% (as of 2026-09-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

VFH Liquidity, Domicile & Tax Treatment

Liquidity: Average daily volume is 583K/day. Higher volume and a larger fund generally mean lower round-trip trading costs. AUM of $13.8B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: VFH is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

VFH Performance History

How VFH Compares to Other Financial ETFs