Best Treasury ETFs (2026)

Which US Treasury fund to hold, and at what duration — 22 funds ranked on cost, yield, return, risk and ETFValuer's overall grade.

Updated July 25, 2026

Every figure on this page is recalculated from market data each day, so the ranking reflects current conditions rather than whenever this page was written. Educational content — not financial advice.

Top Picks Right Now

#1
SGOV
iShares 0-3 Month Treasury Bond ETF
C 59.2/100
  • largest and most liquid at $95.9B
  • lowest volatility at 0.2%
#2
BIL
State Street SPDR Bloomberg 1-3 Month T-Bill ETF
C 57.4/100
  • scores 57.4 on the overall model (grade C)
#3
VGIT
Vanguard Intermediate-Term Treasury Index Fund ETF Shares
C 57.2/100
  • cheapest in the group at 0.03%

Ranked by ETFValuer's overall score. Recalculated every day from live market data — these positions change as the underlying numbers move.

At a Glance

Cheapest
VGIT
0.03%
Highest yield
ZROZ
5.03%
Best risk-adjusted
EDV
Sharpe -0.38
Largest
SGOV
$95.9B
Shallowest drawdown
SGOV
-0.0%

Each superlative is measured within this group of 22 funds, not across the whole market.

All 22 Funds Ranked

FundCategoryCostYield1Y3YVolatilityMax DDSharpeAUMScoreGrade
1 SGOViShares 0-3 Month Treasury Bond ETFUS Bonds - Government0.09%3.85%+3.9%+14.5%0.2%-0.0%-5.94$95.9B59.2C
2 BILState Street SPDR Bloomberg 1-3 Month T-Bill ETFUS Bonds - Government0.14%3.85%+3.8%+14.3%0.2%-0.0%-5.96$47.1B57.4C
3 VGITVanguard Intermediate-Term Treasury Index Fund ETF SharesUS Bonds - Government0.03%3.85%+2.1%+11.2%3.4%-4.3%-0.86$50.4B57.2C
4 VGSHVanguard Short-Term Treasury Index Fund ETF SharesUS Bonds - Government0.03%3.87%+2.9%+13.2%1.3%-1.0%-1.58$33.8B56.9C
5 GOVTiShares U.S. Treasury Bond ETFUS Bonds - Government0.05%3.57%+2.3%+9.0%3.6%-4.9%-0.76$43.7B56.7C
6 USFRWisdomTree Floating Rate Treasury FundUS Bonds - Government0.15%3.84%+4.0%+14.2%0.3%-0.4%-3.66$17.8B55.6C
7 SCHOSchwab Short-Term U.S. Treasury ETFUS Bonds - Government0.03%3.90%+2.9%+13.2%1.4%-1.0%-1.48$13.0B55.4C
8 SCHRSchwab Intermediate-Term U.S. Treasury ETFUS Bonds - Government0.03%3.90%+2.1%+11.2%3.4%-4.3%-0.83$13.4B55.1C
9 SHYiShares 1-3 Year Treasury Bond ETFUS Bonds - Government0.15%0.38%+2.8%+12.8%1.4%-1.0%-1.60$25.4B55.0C
10 IEFiShares 7-10 Year Treasury Bond ETFUS Bonds - Government0.15%1.01%+2.1%+8.3%4.7%-7.0%-0.61$47.1B54.9C
11 SPTIState Street SPDR Portfolio Intermediate Term Treasury ETFUS Bonds - Government0.03%3.85%+2.1%+11.2%3.4%-4.3%-0.85$10.2B54.6C
12 TFLOiShares Treasury Floating Rate Bond ETFUS Bonds - Government0.15%3.89%+4.0%+14.6%0.3%-0.0%-3.60$6.6B54.4C
13 GBILGoldman Sachs Access Treasury 0-1 Year ETFUS Bonds - Government0.12%3.73%+3.8%+14.3%0.2%-0.8%-5.31$7.7B54.3C
14 SPTSState Street SPDR Portfolio Short Term Treasury ETFUS Bonds - Government0.03%3.90%+3.0%+13.3%1.3%-1.0%-1.52$5.9B54.3C
15 IEIiShares 3-7 Year Treasury Bond ETFUS Bonds - Government0.15%3.63%+2.0%+11.5%3.0%-3.7%-1.00$18.3B54.2C
16 VGLTVanguard Long-Term Treasury Index Fund ETF SharesUS Bonds - Government0.03%4.56%+1.7%-2.3%8.5%-16.2%-0.39$15.2B51.2C
17 TLHiShares 10-20 Year Treasury Bond ETFUS Bonds - Government0.15%4.44%+2.0%+1.9%7.7%-14.1%-0.39$11.3B51.2C
18 SPTLState Street SPDR Portfolio Long Term Treasury ETFUS Bonds - Government0.03%4.17%+1.7%-2.2%8.5%-16.1%-0.39$10.5B50.7C
19 TLTiShares 20+ Year Treasury Bond ETFUS Bonds - Government0.15%2.59%+1.2%-5.7%9.3%-17.5%-0.41$41.1B49.5D
20 SCHQSchwab Long-Term U.S. Treasury ETFUS Bonds - Government0.03%4.73%+1.7%-2.3%8.5%-16.1%-0.39$759M46.5D
21 EDVVanguard Extended Duration Treasury Index Fund ETF SharesUS Bonds - Government0.05%4.91%-0.3%-16.0%14.0%-24.6%-0.38$4.2B42.1D
22 ZROZPIMCO 25+ Year Zero Coupon U.S. Treasury Index Exchange-Traded FundUS Bonds - Government0.15%5.03%-1.2%-22.0%15.4%-26.5%-0.40$1.4B37.4D

Max DD is the deepest peak-to-trough fall over the measurement window. Sharpe ratio measures return per unit of volatility — higher is better. Every figure is recalculated daily.

What Makes a Good Fund Here

Treasury funds carry effectively no credit risk — the difference between them is almost entirely duration. Short-duration funds behave like cash; long-duration funds can move as violently as equities when rates shift.

The ETFValuer score blends trailing return, risk-adjusted return, expense ratio, maximum drawdown, fund size and volatility, each percentile-ranked against the full tracked universe, into a single 0-100 figure graded A+ to F. It is a systematic summary of past data, not a forecast — read it alongside the individual columns rather than instead of them.

Head-to-Head Comparisons

Full metric-by-metric breakdowns for the closest calls in this group.

Frequently Asked Questions

What is the best Treasury ETF?

SGOV scores highest of the 22 Treasury funds tracked (59.2, C), but the right choice depends far more on the duration you want than on the ranking.

Are Treasury ETFs risk-free?

They carry no meaningful default risk, but they do carry interest-rate risk. A long-duration Treasury fund can lose 20% or more when rates rise sharply, as 2022 demonstrated.

Compare any of these funds directly

Side-by-side metrics, holdings overlap and return correlation for any pair.

Other Rankings