SCHQ — Schwab Long-Term U.S. Treasury ETF

SCHQ Price Performance — Growth of $10,000

Value of a $10,000 investment in SCHQ over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

SCHQ Drawdown

The "underwater" chart: SCHQ's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

The Schwab Long-Term U.S. Treasury ETF is a government bond fund issued by Schwab ETFs with $864 million in assets. It holds a D grade, ranking 20th out of 22 peers in the US Bonds - Government category and 401st of 458 across all tracked ETFs. The fund’s 0.03% expense ratio sits below the category median of 0.07%, while its 4.90% dividend yield exceeds the median of 3.84%. Top holdings account for 21.4% of assets, with the largest position being United States Treasury at 2.2%.

Price action shows the fund trading at $29.80, near the bottom of its 52-week range. Short-term returns have been mixed, with a 1-month gain of 0.13% contrasting with a 3-month decline of 2.36%. The 1-year return of -3.75% trails the category median of -0.42%, though the 3-year return stands at +2.40%. The D grade has remained unchanged over the last 35 tracked days, based on 3.0 years of price history.

The fund exhibits a beta of 2.24 and an annualized volatility of 8.30%, which is labeled as Low. A Sharpe ratio of -1.05 and a maximum drawdown of -13.38% indicate periods of underperformance relative to risk taken. Liquidity is supported by an average daily volume of 682,959 shares. These metrics collectively describe a record of high sensitivity to market movements despite the low volatility label.

AI-generated summary based on the data on this page.

SCHQ Top Holdings

Holdings as of 2026-06-30 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 21.4% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how SCHQ's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With SCHQ

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with SCHQ's top 10 — AGG overlaps most, holding 1 of the same companies as SCHQ's top 10 (21.4% of SCHQ's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 4.80% (as of 2026-09-08) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 15.72 (as of 2026-09-08) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.63% (as of 2026-08-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

SCHQ Liquidity, Domicile & Tax Treatment

Liquidity: Quoted bid/ask spread is — and average daily volume is 683K/day. Tighter spreads and higher volume mean lower round-trip trading costs; this is a live-market snapshot and can widen during volatile sessions. AUM of $864M provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: SCHQ is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

SCHQ Performance History

How SCHQ Compares to Other US Bonds - Government ETFs