VTI — Vanguard Morningstar Total Stock Market ETF

VTI Price Performance — Growth of $10,000

Value of a $10,000 investment in VTI over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

VTI Drawdown

The "underwater" chart: VTI's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

Vanguard Morningstar Total Stock Market ETF is a US Large Cap Blend fund issued by Vanguard with $2,322 billion in assets under management. It holds a B+ grade and ranks 8 of 19 within its category, placing it 38th out of 458 tracked ETFs overall. The fund’s 0.03% expense ratio is half the category median of 0.06%, while its 1.04% dividend yield slightly exceeds the 1.00% median. Top holdings comprise 32.0% of assets, with NVIDIA Corp representing the largest single position at 6.4%.

The fund’s price sits at 94.5% of its 52-week range, reflecting a recent 1D decline of 0.39% after a 1W gain of 1.81%. Short-term momentum shows a 1M return of 1.16% and a 3M return of 2.84%, while longer-term performance is stronger with a 1Y return of 16.36%. This one-year return trails the category median of 16.70%, though the 3Y return stands at 84.36%. The ETFValuer grade has remained unchanged at B+ over the last 35 tracked days, based on 3.0 years of price history.

With a beta of 1.03, the fund moves slightly more than the market, accompanied by 13.22% annualized volatility labeled as Low. A Sharpe ratio of 0.86 indicates the risk-adjusted return profile, while the maximum drawdown reached -19.30%. Liquidity is supported by an average daily volume of 3,083,774 shares. These metrics collectively describe the fund's historical behavior without predicting future market conditions.

AI-generated summary based on the data on this page.

VTI Top Holdings

Holdings as of 2026-06-30 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 32.0% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how VTI's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With VTI

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with VTI's top 10 — VOO overlaps most, holding 9 of the same companies as VTI's top 10 (32.0% of VTI's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 5.27% (as of 2026-10-06) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 15.01 (as of 2026-10-06) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.75% (as of 2026-09-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

VTI Liquidity, Domicile & Tax Treatment

Liquidity: Average daily volume is 3.1M/day. Higher volume and a larger fund generally mean lower round-trip trading costs. AUM of $2322B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: VTI is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

VTI Performance History

How VTI Compares to Other US Large Cap Blend ETFs