ITOT — iShares Core S&P Total U.S. Stock Market ETF

ITOT Price Performance — Growth of $10,000

Value of a $10,000 investment in ITOT over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

ITOT Drawdown

The "underwater" chart: ITOT's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

Issued by iShares, the iShares Core S&P Total U.S. Stock Market ETF is a US Large Cap Blend fund with $95.9 billion in assets under management. It holds a B+ grade, ranking 9 of 19 within its category and 39 of 458 across all tracked ETFs. The fund’s 0.03% expense ratio sits below the category median of 0.06%, while its 1.00% dividend yield matches the peer average. Top holdings comprise 32.1% of assets, with NVIDIA Corp representing the largest single position at 6.6%.

The fund’s price of $169.28 places it at 94.7% of its 52-week range, reflecting strong recent momentum. Short-term returns show acceleration, with the one-month gain of 1.22% expanding to a 14.93% increase over six months. This upward trend continues into the longer term, where the one-year return of 16.41% trails the category median of 16.70% slightly. The overall record spans 3.0 years, and the rating was upgraded from B to B+ on 2026-10-08.

With a beta of 1.03, the ETF moves slightly more than the broader market, accompanied by an annualized volatility of 13.25%, which is labeled Low. The Sharpe ratio of 0.86 indicates that risk-adjusted returns have been favorable relative to the volatility experienced. Maximum drawdowns have reached -19.44%, highlighting the potential for significant interim losses. Liquidity is supported by an average daily volume of 1,544,093 shares, ensuring ease of trading.

AI-generated summary based on the data on this page.

ITOT Top Holdings

Holdings as of 2026-06-30 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 32.1% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how ITOT's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With ITOT

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with ITOT's top 10 — VTI overlaps most, holding 9 of the same companies as ITOT's top 10 (32.1% of ITOT's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 5.27% (as of 2026-10-06) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 15.01 (as of 2026-10-06) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.75% (as of 2026-09-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

ITOT Liquidity, Domicile & Tax Treatment

Liquidity: Average daily volume is 1.5M/day. Higher volume and a larger fund generally mean lower round-trip trading costs. AUM of $95.9B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: ITOT is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

ITOT Performance History

How ITOT Compares to Other US Large Cap Blend ETFs