ITOT — iShares Core S&P Total U.S. Stock Market ETF
US Large Cap Blend Ranked #49 of 458 tracked ETFs · Issued by iShares
ITOT Price Performance — Growth of $10,000
Value of a $10,000 investment in ITOT over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.
ITOT Drawdown
The "underwater" chart: ITOT's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.
What If You'd Invested in ITOT?
See what a lump sum in ITOT would have grown to, with the option to add a regular monthly contribution on top. Figures use total returns — dividends are assumed reinvested.
Past performance doesn't predict future results. Assumes contributions on the first trading day of each month, no trading costs or taxes, and reinvested distributions. History is limited to the range published in the site's daily return data.
Overview
iShares Core S&P Total U.S. Stock Market ETF (Ticker: ITOT) is a US Large Cap Blend fund, issued by iShares. It is ranked #49 out of 458 tracked ETFs across all categories, indicating a moderate position in the overall market. The fund has an expense ratio of 0.03%, which is relatively low, and a dividend yield of 0.75%, providing a modest income stream for investors. With an AUM of $94.3B, it is one of the larger ETFs in its category, suggesting significant investor adoption and liquidity. The price of $167.97 reflects its substantial size and popularity among investors.
The performance of ITOT shows a mix of short-term and long-term trends. Over the past year, the fund has delivered a strong return of 21.84%, while over the past three years, it has seen a remarkable gain of 78.81%. However, in the shorter term, the 1-month return of +3.76% and the 1-week return of -1.45% indicate some volatility. The 1-day return of +0.46% suggests that the fund can experience daily fluctuations, but the longer-term trends are more positive, with the 6-month and 3-month returns of +11.86% and +3.86%, respectively, pointing to a steady upward trajectory.
The volatility label of 'Low' and a beta of 1.03 indicate that ITOT is relatively stable compared to the broader market. This suggests that the fund is likely to move in line with the market but with less volatility. The Sharpe ratio of 1.28 is high, which means that the fund provides a good risk-adjusted return, indicating that it offers a balance between risk and reward. The maximum drawdown of -19.44% shows that the fund has experienced a significant decline in value, but it is still within a reasonable range for a diversified large-cap blend ETF. Overall, these figures suggest that ITOT is a balanced investment with moderate risk and potential for steady growth, suitable for investors seeking exposure to the U.S. stock market with a focus on long-term appreciation.
AI-generated summary based on the data on this page.
ITOT Top Holdings
| # | Holding | % of Net Assets | Value |
|---|---|---|---|
| 1 | NVIDIA Corp. | 7.00% | $5.46B |
| 2 | Microsoft Corp. | 5.92% | $4.62B |
| 3 | Apple, Inc. | 5.81% | $4.53B |
| 4 | Amazon.com, Inc. | 3.28% | $2.56B |
| 5 | Meta Platforms, Inc. | 2.45% | $1.91B |
| 6 | Broadcom, Inc. | 2.39% | $1.86B |
| 7 | Alphabet, Inc. | 2.18% | $1.70B |
| 8 | Tesla, Inc. | 1.92% | $1.50B |
| 9 | BlackRock Funds III | 1.85% | $1.44B |
| 10 | Alphabet, Inc. | 1.75% | $1.36B |
Holdings as of 2025-09-30 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 34.6% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how ITOT's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.
Which Funds Overlap With ITOT
Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with ITOT's top 10 — VT overlaps most, holding 8 of the same companies as ITOT's top 10 (32.7% of ITOT's assets).
| ETF | Name | Shared Companies | ITOT Weight | Examples |
|---|---|---|---|---|
| VT | Vanguard Total World Stock Index Fund ETF Shares | 8 | 32.7% | NVIDIA Corp., Apple, Inc., Microsoft Corp.… |
| QQQ | Invesco QQQ Trust | 8 | 32.7% | NVIDIA Corp., Apple, Inc., Microsoft Corp.… |
| VTI | Vanguard Morningstar Total Stock Market ETF | 8 | 32.7% | NVIDIA Corp., Apple, Inc., Microsoft Corp.… |
| VOO | Vanguard S&P 500 ETF | 8 | 32.7% | NVIDIA Corp., Apple, Inc., Microsoft Corp.… |
| IVV | iShares Core S&P 500 ETF | 8 | 32.7% | NVIDIA Corp., Microsoft Corp., Apple, Inc.… |
Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.
Market Backdrop
10-Year Treasury Yield: 4.69% (as of 2026-08-20) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.
CBOE Volatility Index (VIX): 16.01 (as of 2026-08-20) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.
Federal Funds Rate: 3.63% (as of 2026-07-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.
What ITOT's Fees Cost You
ITOT charges an expense ratio of 0.03% a year, deducted automatically from the fund's value. Small percentages compound into real money — adjust the figures below to see the impact on your own numbers.
Assumes a constant gross return and no additional contributions — a simplification, but it isolates exactly what the expense ratio costs. Try the full fee calculator to model contributions and compare any two funds.
ITOT Dividend Income Estimator
ITOT currently yields 0.75%. Enter an amount to see the income that implies, or set a monthly income target to see the investment it would take.
Based on the fund's current trailing yield, which varies with price and distributions — treat it as an estimate, not a guarantee. Yields are not adjusted for tax.
See it in a portfolio
ITOT isn't one of the twelve funds in the portfolio game, but VTI — Total US Market — sits in the same category and is. It is an equivalent, not a substitute: different holdings, different fee, different returns.
Free, no sign-up, virtual money only.
ITOT Liquidity, Domicile & Tax Treatment
Liquidity: Quoted bid/ask spread is 0.14% and average daily volume is 1.8M/day. Tighter spreads and higher volume mean lower round-trip trading costs; this is a live-market snapshot and can widen during volatile sessions. AUM of $94.3B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.
Domicile & tax treatment: ITOT is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.
ITOT Performance History
| Period | Return |
|---|---|
| 1-Day | +0.46% |
| 1-Week | -1.45% |
| 1-Month | +3.76% |
| 3-Month | +3.86% |
| 6-Month | +11.86% |
| YTD | +13.15% |
| 1-Year | +21.84% |
| 3-Year | +78.81% |
How ITOT Compares to Other US Large Cap Blend ETFs
| Rank | Grade | Ticker | Name | 1-Year | Exp. Ratio | AUM |
|---|---|---|---|---|---|---|
| #8 | B+ |
FNDX | Schwab Fundamental U.S. Large Company ETF | +30.51% | 0.25% | $26.8B |
| #38 | B+ |
AVUS | Avantis US Equity ETF | +26.43% | 0.15% | $13.9B |
| #40 | B+ |
VOO | Vanguard S&P 500 ETF | +21.39% | 0.03% | $1687B |
| #43 | B+ |
IVV | iShares Core S&P 500 ETF | +21.41% | 0.03% | $869B |
| #45 | B+ |
VTI | Vanguard Morningstar Total Stock Market ETF | +21.93% | 0.03% | $2290B |
| #46 | B |
DFAC | Dimensional U.S. Core Equity 2 ETF | +24.07% | 0.17% | $47.9B |
| #49 | B |
ITOT | iShares Core S&P Total U.S. Stock Market ETF | +21.84% | 0.03% | $94.3B |
| #52 | B |
SPY | State Street SPDR S&P 500 ETF Trust | +21.33% | 0.0945% | $795B |
| #63 | B |
VV | Vanguard Morningstar Large-Cap ETF | +21.12% | 0.03% | $74.0B |
| #66 | B |
SCHB | Schwab U.S. Broad Market ETF | +21.74% | 0.03% | $43.3B |
| #69 | B |
SCHX | Schwab U.S. Large-Cap ETF | +20.95% | 0.03% | $71.8B |
| #83 | B |
SPTM | State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF | +21.62% | 0.03% | $13.6B |
| #85 | B |
RSP | Invesco S&P 500 Equal Weight ETF | +20.82% | 0.2% | $97.3B |
| #92 | B |
DFUS | Dimensional U.S. Equity Market ETF | +21.92% | 0.09% | $20.9B |
| #95 | B |
IWB | iShares Russell 1000 ETF | +21.05% | 0.15% | $48.3B |
| #110 | B |
IWV | iShares Russell 3000 ETF | +21.64% | 0.2% | $19.6B |
| #112 | B |
VONE | Vanguard Russell 1000 Index Fund ETF Shares | +21.15% | 0.06% | $11.5B |
| #119 | B |
VTHR | Vanguard Russell 3000 Index Fund ETF Shares | +21.82% | 0.06% | $6.10B |
| #152 | B |
ILCB | iShares Morningstar U.S. Equity ETF | +21.32% | 0.03% | $1.27B |