SCHB — Schwab U.S. Broad Market ETF

SCHB Price Performance — Growth of $10,000

Value of a $10,000 investment in SCHB over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

SCHB Drawdown

The "underwater" chart: SCHB's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

The Schwab U.S. Broad Market ETF (SCHB) is a US Large Cap Blend fund issued by Schwab ETFs. It is ranked #66 among 458 tracked ETFs across all categories, indicating a moderate position in the market. The ETF has an overall grade of B (score 72.6/100), reflecting a balanced performance. With an expense ratio of 0.03%, it offers a low-cost investment option, and its dividend yield of 1.04% provides a modest income stream. The fund's price of $29.61 and assets under management (AUM) of $43.3B suggest strong investor adoption, as the high AUM indicates substantial investor interest and confidence in the fund.

Over the past year, the fund has delivered a strong return of 21.74%, with a 3-year return of 78.89%, indicating a positive trend over both short and long-term horizons. The 1-month return of 3.71% and 3-month return of 3.80% show a slight acceleration in performance. However, the 1-week return of -1.46% suggests some short-term volatility. The 1-day return of +0.48% aligns with the overall positive trend, but the recent dip in the 1-week return may indicate a potential short-term correction or market fluctuation. Overall, the fund's performance shows a consistent upward trajectory with some minor fluctuations.

The Schwab U.S. Broad Market ETF (SCHB) is labeled as having low volatility, with a beta of 1.03, indicating that its price movements are in line with the overall market. The Sharpe ratio of 1.28 suggests that the fund provides a good risk-adjusted return, meaning that for every unit of risk taken, the fund generates a higher return compared to its peers. The maximum drawdown of -19.34% indicates that the fund has experienced a significant decline in value, but not as severe as some other funds. This combination of low volatility, a positive Sharpe ratio, and a moderate drawdown suggests that the fund is well-positioned to handle market fluctuations, offering a balance between risk and reward for investors seeking exposure to the U.S. large-cap blend market.

AI-generated summary based on the data on this page.

SCHB Top Holdings

Holdings as of 2026-05-31 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 34.9% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how SCHB's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With SCHB

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with SCHB's top 10 — ESGU overlaps most, holding 9 of the same companies as SCHB's top 10 (34.9% of SCHB's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 4.69% (as of 2026-08-20) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 16.01 (as of 2026-08-20) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.63% (as of 2026-07-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

See it in a portfolio

SCHB isn't one of the twelve funds in the portfolio game, but VTI — Total US Market — sits in the same category and is. It is an equivalent, not a substitute: different holdings, different fee, different returns.

Free, no sign-up, virtual money only.

SCHB Liquidity, Domicile & Tax Treatment

Liquidity: Quoted bid/ask spread is 0.37% and average daily volume is 8.2M/day. Tighter spreads and higher volume mean lower round-trip trading costs; this is a live-market snapshot and can widen during volatile sessions. AUM of $43.3B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: SCHB is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

SCHB Performance History

How SCHB Compares to Other US Large Cap Blend ETFs