SCHX — Schwab U.S. Large-Cap ETF

SCHX Price Performance — Growth of $10,000

Value of a $10,000 investment in SCHX over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

SCHX Drawdown

The "underwater" chart: SCHX's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

The Schwab U.S. Large-Cap ETF, trading under the ticker SCHX, operates within the US Large Cap Blend category managed by Schwab ETFs. This fund holds a position among 19 ETFs tracked in its specific category and ranks #70 out of 458 ETFs across all categories according to ETFValuer. It has received an overall grade of B with a score of 72.9 out of 100. The fund carries a low expense ratio of 0.03% and offers a dividend yield of 1.03%. Currently priced at $29.12, the ETF manages $71.6 billion in assets under management. This substantial asset base suggests significant investor adoption relative to the fund's low cost structure and broad market exposure.

Over the last trading day, the fund posted a gain of +0.10% before declining -0.65% over the subsequent week. Monthly performance showed a recovery with a +0.76% return, which accelerated to +4.50% over the three-month period. The upward trend continued into the six-month horizon with a +7.57% return, while year-to-date gains reached +8.56%. The one-year return stood at +17.23%, and the three-year return accumulated to +67.35%. This sequence indicates a pattern of short-term fluctuation followed by sustained growth over longer investment horizons.

The fund is assigned a Low volatility label and maintains a beta of 1.02, indicating price movements that closely track the broader market with slightly amplified sensitivity. A Sharpe ratio of 0.96 suggests the fund has generated a moderate amount of excess return per unit of risk taken. During market downturns, the fund experienced a maximum drawdown of -19.04%. This combination of metrics implies that while the fund generally moves in line with the market, it has demonstrated the capacity to deliver positive returns relative to its risk exposure despite experiencing significant temporary declines.

AI-generated summary based on the data on this page.

SCHX Top Holdings

Holdings as of 2026-05-31 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 37.3% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how SCHX's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With SCHX

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with SCHX's top 10 — SCHB overlaps most, holding 9 of the same companies as SCHX's top 10 (37.3% of SCHX's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 4.71% (as of 2026-07-23) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 18.70 (as of 2026-07-23) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.63% (as of 2026-06-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

SCHX Liquidity, Domicile & Tax Treatment

Liquidity: Quoted bid/ask spread is 0.03% and average daily volume is 13.1M/day. Tighter spreads and higher volume mean lower round-trip trading costs; this is a live-market snapshot and can widen during volatile sessions. AUM of $71.6B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: SCHX is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

SCHX Performance History

How SCHX Compares to Other US Large Cap Blend ETFs