SCHX — Schwab U.S. Large-Cap ETF

SCHX Price Performance — Growth of $10,000

Value of a $10,000 investment in SCHX over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

SCHX Drawdown

The "underwater" chart: SCHX's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

The Schwab U.S. Large-Cap ETF is a $74.2 billion fund issued by Schwab ETFs that tracks the US Large Cap Blend category. It holds a B grade with a score of 72.2 out of 100, ranking 10th among 19 peers and 79th across all 458 tracked ETFs. Its expense ratio of 0.03% sits below the category median of 0.06%, while its dividend yield of 1.00% exceeds the peer average of 0.89%. The fund’s portfolio is concentrated, with the top 10 holdings comprising 37.3% of assets and NVIDIA Corp representing the largest single position at 7.5%.

Price action shows the fund trading at $30.36, which is 93.1% of its 52-week range. Short-term returns have been modest, with a 1-day decline of 0.43% and a 1-week gain of 0.07%, contrasting with a stronger 1-month return of 0.20%. Longer-term momentum is evident, as the 3-month return of 4.78% expands into a 1-year gain of 19.42%, though this trails the category median of 19.91%. The 3-year return stands at 79.13%, and the fund’s B grade has remained unchanged over the last 35 tracked days. Historical data is available for 3.0 years.

The fund exhibits a beta of 1.02, indicating it moves slightly more than the market, alongside an annualized volatility of 12.85% labeled as Low. A Sharpe ratio of 1.12 suggests favorable risk-adjusted returns, while the maximum drawdown of -19.04% reflects the peak-to-trough decline during the measured period. Liquidity is robust, supported by an average daily volume of 9,572,992 shares and a bid-ask spread of 0.40%. These metrics collectively describe a fund that has delivered steady performance with manageable volatility and high tradability.

AI-generated summary based on the data on this page.

SCHX Top Holdings

Holdings as of 2026-05-31 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 37.3% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how SCHX's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With SCHX

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with SCHX's top 10 — VTI overlaps most, holding 9 of the same companies as SCHX's top 10 (37.3% of SCHX's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 4.77% (as of 2026-09-03) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 14.32 (as of 2026-09-03) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.63% (as of 2026-08-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

SCHX Liquidity, Domicile & Tax Treatment

Liquidity: Quoted bid/ask spread is 0.40% and average daily volume is 9.6M/day. Tighter spreads and higher volume mean lower round-trip trading costs; this is a live-market snapshot and can widen during volatile sessions. AUM of $74.2B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: SCHX is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

SCHX Performance History

How SCHX Compares to Other US Large Cap Blend ETFs