SCHF — Schwab International Equity ETF

SCHF Price Performance — Growth of $10,000

Value of a $10,000 investment in SCHF over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

SCHF Drawdown

The "underwater" chart: SCHF's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

The Schwab International Equity ETF (SCHF) is a fund focused on international developed markets, issued by Schwab ETFs. It holds a respectable position in the category, ranking #12 out of 458 tracked ETFs across all categories and earning a grade of B+ (score 80.6/100). The fund's expense ratio is a mere 0.03%, making it one of the more cost-effective options in its category. With a dividend yield of 3.05%, it also offers a solid income stream. The fund's assets under management (AUM) stand at $67.2B, indicating strong investor adoption and confidence in its performance and cost efficiency.

Over the past year, the fund has delivered a strong return of 29.06%, with a 1-month return of 5.10% and a 3-month return of 4.65%. These figures suggest a consistent upward trend, with the 1-year return accelerating from the 3-month period. The 1-year return is notably higher than the 1-month return, indicating a positive long-term trend. The 3-year return of 78.66% further supports this trend, showing a strong and sustained performance over the long term. The 1-day return of +0.85% and the 1-week return of -0.14% suggest some short-term volatility, but the overall pattern is one of growth and stability.

The Schwab International Equity ETF (SCHF) is categorized as having a moderate level of volatility, which is reflected in its beta of 1.04, indicating that it tends to move in line with the market. The Sharpe ratio of 1.38 suggests that the fund provides a good risk-adjusted return, meaning that it offers a higher return per unit of risk taken compared to its peers. The maximum drawdown of -13.41% indicates that the fund has experienced a significant decline in value at one point, but it has recovered from this downturn. This combination of moderate volatility, a high Sharpe ratio, and a reasonable drawdown suggests that the fund is suitable for investors who are willing to accept some market risk in exchange for potentially higher returns, while still maintaining a level of stability and recovery from downturns.

AI-generated summary based on the data on this page.

SCHF Top Holdings

Holdings as of 2026-05-31 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 14.8% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how SCHF's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With SCHF

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with SCHF's top 10 — VEA overlaps most, holding 9 of the same companies as SCHF's top 10 (13.9% of SCHF's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 4.69% (as of 2026-08-20) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 16.01 (as of 2026-08-20) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.63% (as of 2026-07-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

Trade-Weighted US Dollar Index: 118.90 (as of 2026-08-14) — Measures the US dollar’s strength against major trading-partner currencies — dollar moves directly affect the US-dollar value of this fund’s international holdings.

SCHF Liquidity, Domicile & Tax Treatment

Liquidity: Quoted bid/ask spread is 0.04% and average daily volume is 7.6M/day. Tighter spreads and higher volume mean lower round-trip trading costs; this is a live-market snapshot and can widen during volatile sessions. AUM of $67.2B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: SCHF is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

SCHF Performance History

How SCHF Compares to Other International Developed ETFs