SCHY — Schwab International Dividend Equity ETF

SCHY Price Performance — Growth of $10,000

Value of a $10,000 investment in SCHY over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

SCHY Drawdown

The "underwater" chart: SCHY's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

The Schwab International Dividend Equity ETF, trading under the ticker SCHY, operates within the Dividend Income category managed by Schwab ETFs. This fund holds an overall rank of #58 among 458 tracked ETFs across all categories and has received an ETFValuer grade of B with a score of 74.4 out of 100. With assets under management totaling $2.31 billion and a current price of $32.19, the fund demonstrates significant investor adoption relative to its category peers. The ETF offers a low cost structure with an expense ratio of 0.08% while providing a dividend yield of 3.50% to income-focused investors. It is one of 20 ETFs tracked by ETFValuer in the Dividend Income category, positioning it as a mid-tier option within a competitive group. The combination of substantial assets and a competitive yield suggests the fund has established a stable presence in the international dividend space.

Recent price action shows a decline over the shortest horizons, with the fund down 0.92% over one day and 0.65% over one week. However, the trend reverses into positive territory over the one-month period, which saw a gain of 2.34%, followed by a modest 0.29% increase over three months. Performance accelerates notably over longer durations, with the fund posting an 8.18% return over six months and a year-to-date gain of 9.01%. The one-year return stands at 21.15%, while the three-year return reaches 47.96%, indicating a strong long-term trajectory despite short-term volatility. This pattern suggests that while the fund experiences minor near-term fluctuations, it has delivered consistent growth over extended holding periods.

The fund carries a low volatility label and a beta of 0.76, indicating that its price movements have historically been less sensitive to broader market fluctuations. A Sharpe ratio of 1.34 suggests the fund has generated a favorable risk-adjusted return relative to its volatility over the measured period. The maximum drawdown of -12.16% reflects the largest peak-to-trough decline experienced by the fund, providing a measure of its downside protection during market stress. This combination of low beta and a high Sharpe ratio implies the fund tends to offer smoother returns compared to more volatile assets while still capturing significant upside. The moderate drawdown figure further supports the view that the fund manages downside risk effectively relative to its return profile.

AI-generated summary based on the data on this page.

SCHY Top Holdings

Holdings as of 2026-05-31 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 41.8% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how SCHY's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With SCHY

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with SCHY's top 10 — EFV overlaps most, holding 4 of the same companies as SCHY's top 10 (17.0% of SCHY's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 4.71% (as of 2026-07-23) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 18.70 (as of 2026-07-23) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.63% (as of 2026-06-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

SCHY Liquidity, Domicile & Tax Treatment

Liquidity: Quoted bid/ask spread is 2.25% and average daily volume is 562K/day. Tighter spreads and higher volume mean lower round-trip trading costs; this is a live-market snapshot and can widen during volatile sessions. AUM of $2.31B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: SCHY is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

SCHY Performance History

How SCHY Compares to Other Dividend Income ETFs