STIP — iShares 0-5 Year TIPS Bond ETF

STIP Price Performance — Growth of $10,000

Value of a $10,000 investment in STIP over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

STIP Drawdown

The "underwater" chart: STIP's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

The iShares 0-5 Year TIPS Bond ETF is a $16.3 billion fund issued by iShares, holding assets primarily in United States of America securities with its largest position at 5.4%. It carries an ETFValuer grade of C, ranking second among six peers in the US Bonds - TIPS category and 261st of 458 tracked ETFs overall. The fund’s expense ratio of 0.03% is significantly below the category median of 0.105%, while its dividend yield of 6.06% slightly exceeds the median of 5.97%. Top holdings comprise 50.1% of assets, indicating a concentrated portfolio structure within its specific inflation-protected mandate.

Over the past year, the fund delivered a return of 1.99%, substantially outperforming the category median of 0.06%. Short-term momentum shows a divergence, with a 1-month gain of 1.25% contrasting with a slower 6-month return of 0.25%. The current price of $100.90 sits at 29.1% of its 52-week range, reflecting a position near the lower end of recent trading activity. The ETFValuer grade has remained unchanged at C across the last 35 tracked days, suggesting stable assessment metrics. Historical data is available for 3.0 years, providing a limited but defined track record for analysis.

With a beta of 0.22, the fund exhibits low sensitivity to broader market movements, contributing to its Very Low annualized volatility of 1.63%. Despite this stability, the Sharpe ratio of -1.85 indicates that risk-adjusted returns have been negative relative to the risk-free rate during the measured period. The maximum drawdown of -1.39% highlights the limited downside severity experienced by investors. Liquidity is supported by an average daily volume of 1,061,765 shares, ensuring adequate trading activity for the fund's size.

AI-generated summary based on the data on this page.

STIP Top Holdings

Holdings as of 2026-07-31 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 50.1% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how STIP's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With STIP

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with STIP's top 10 — SGOV overlaps most, holding 1 of the same companies as STIP's top 10 (50.1% of STIP's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 4.96% (as of 2026-10-22) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 19.03 (as of 2026-10-22) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.75% (as of 2026-09-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

10-Year Breakeven Inflation Rate: 2.34% (as of 2026-10-23) — The market’s implied 10-year inflation expectation, derived from Treasury and TIPS yields — directly relevant to this fund’s inflation-protection design.

STIP Liquidity, Domicile & Tax Treatment

Liquidity: Average daily volume is 1.1M/day. Higher volume and a larger fund generally mean lower round-trip trading costs. AUM of $16.3B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: STIP is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

STIP Performance History

How STIP Compares to Other US Bonds - TIPS ETFs