VCR — Vanguard Consumer Discretionary Index Fund ETF Shares

VCR Price Performance — Growth of $10,000

Value of a $10,000 investment in VCR over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

VCR Drawdown

The "underwater" chart: VCR's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

Vanguard Consumer Discretionary Index Fund ETF Shares (Ticker: VCR) is a consumer discretionary-focused ETF managed by Vanguard, one of the largest and most reputable issuers in the industry. With an overall rank of #400 out of 458 tracked ETFs, it falls within the middle of the pack. The fund has an expense ratio of 0.09%, which is relatively low, making it cost-effective for investors. It also offers a modest dividend yield of 0.73%, providing a small income stream. The fund's price of $397.13 and assets under management (AUM) of $6.59B suggest that it is a well-established and widely held ETF, indicating strong investor adoption and trust in the fund's performance and management.

Over the past year, VCR has shown a steady performance, with a return of +5.90%. Looking at the longer-term trends, the fund has experienced a significant gain of +46.59% over the past three years, indicating a strong upward trajectory. The 1-month return of +7.32% suggests a positive short-term performance, while the 1-year return of +5.90% aligns with this trend. However, the 3-month return of +1.27% and the 6-month return of +2.58% show a slight deceleration in the upward trend. The 1-day return of +1.19% and the 1-week return of -0.31% indicate some volatility, but the overall pattern suggests a generally positive performance with some short-term fluctuations.

Vanguard Consumer Discretionary Index Fund ETF Shares (Ticker: VCR) is categorized as having a moderate volatility label, which suggests that the fund's price movements are somewhat consistent but not extreme. With a beta of 1.20, the fund is slightly more volatile than the market, implying that it may experience greater price swings during market fluctuations. The Sharpe ratio of 0.05 indicates a relatively low risk-adjusted return, meaning that the fund's returns are not significantly higher than the risk-free rate. The maximum drawdown of -27.36% highlights the fund's potential for significant losses during market downturns, which is a key risk for investors to consider. Overall, these figures suggest that while the fund has shown growth, it also carries a moderate level of risk, particularly in terms of volatility and potential for large losses during bear markets.

AI-generated summary based on the data on this page.

VCR Top Holdings

Holdings as of 2026-05-31 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 60.0% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how VCR's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With VCR

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with VCR's top 10 — XLY overlaps most, holding 9 of the same companies as VCR's top 10 (58.8% of VCR's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 4.69% (as of 2026-08-20) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 16.01 (as of 2026-08-20) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.63% (as of 2026-07-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

VCR Liquidity, Domicile & Tax Treatment

Liquidity: Quoted bid/ask spread is 0.05% and average daily volume is 58K/day. Tighter spreads and higher volume mean lower round-trip trading costs; this is a live-market snapshot and can widen during volatile sessions. AUM of $6.59B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: VCR is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

VCR Performance History

How VCR Compares to Other Consumer Discretionary ETFs