VCR — Vanguard Consumer Discretionary Index Fund ETF Shares

VCR Price Performance — Growth of $10,000

Value of a $10,000 investment in VCR over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

VCR Drawdown

The "underwater" chart: VCR's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

The Vanguard Consumer Discretionary Index Fund ETF Shares (VCR) is a Consumer Discretionary fund issued by Vanguard with $6.15 billion in assets under management. It holds a D grade and ranks 3 of 8 within its category, placing it 404th among all 458 tracked ETFs. The fund’s 0.09% expense ratio is significantly lower than the category median of 0.35%, while its 0.80% dividend yield sits slightly below the median of 0.84%. Concentration is notable, with the top 10 holdings comprising 60.0% of assets and Amazon.com Inc representing the largest single position at 24.4%.

VCR’s price of $373.60 sits at 40.0% of its 52-week range, reflecting a mixed return profile across different time horizons. Short-term performance shows a 1-week gain of 2.45% contrasting with a 1-month decline of 2.51% and a year-to-date drop of 4.04%. Over the longer term, the fund has delivered a 3-year return of 42.76%, though its 1-year return of -4.90% remains above the category median of -5.65%. The ETFValuer grade has remained unchanged at D for the last 35 tracked days, and price history is available for only 3.0 years.

The fund exhibits a beta of 1.25 and an annualized volatility of 19.52%, which is labeled as Moderate. A Sharpe ratio of -0.51 indicates that risk-adjusted returns have been negative, accompanied by a maximum drawdown of -27.36%. Liquidity is characterized by an average daily volume of 54,176 shares. These metrics collectively describe a history of higher-than-market sensitivity and recent negative risk-adjusted performance.

AI-generated summary based on the data on this page.

VCR Top Holdings

Holdings as of 2026-05-31 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 60.0% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how VCR's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With VCR

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with VCR's top 10 — XLY overlaps most, holding 9 of the same companies as VCR's top 10 (58.8% of VCR's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 5.27% (as of 2026-10-06) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 15.01 (as of 2026-10-06) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.75% (as of 2026-09-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

VCR Liquidity, Domicile & Tax Treatment

Liquidity: Average daily volume is 54K/day. Higher volume and a larger fund generally mean lower round-trip trading costs. AUM of $6.15B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: VCR is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

VCR Performance History

How VCR Compares to Other Consumer Discretionary ETFs